WEALTH FROM AN ORDINARY SALARY.

12 WISDOM TIPS TO BUILDING WEALTH FROM AN ORDINARY SALARY:

Beloved brethren, building wealth is not only for those with huge incomes.

Proverbs 24:3-4 KJV says:

"Through wisdom is an house builded; and by understanding it is established: 

And by knowledge shall the chambers be filled with all precious and pleasant riches"

These are my top 12 wisdom tips for a someone with an ordinary salary. 

1️⃣ Live Below Your Means – Spend less than you earn and avoid the trap of impressing others.

2️⃣ Avoid Luxury Clothes & Accessories – Looking decent does not mean wearing expensive brands.

3️⃣ Don’t Buy a Car for Status – Unless it’s truly necessary, let public transport save you money.

4️⃣ Avoid Expensive Rentals for Prestige – Choose a house you can afford, not one that only feeds your pride.

5️⃣ Stay Away from Credit Cards and Quick Online Loans – they exist to eat your future.

Some of those Shyrock Online Loan Apps are Demonic Traps. 

6️⃣ Cook More at Home – Reduce unnecessary spending on restaurants and takeaways.

7️⃣ Save Consistently – No matter how small, savings accumulate into something big over time.

8️⃣ Invest Early and Wisely – Consider SACCOs, Shares, land, or small side hustle businesses.

9️⃣ Avoid Impulse Buying – Make a budget and stick to it. Don't buy something because others have it.

🔟 Use Public Transport When Possible – It is cheaper and keeps more money in your pocket.

1️⃣1️⃣ Keep Good Company – Surround yourself with people who value financial discipline. Avoid wasters like a plague. 

1️⃣2️⃣ Pray for Wisdom – God can teach you how to save and multiply your resources no matter how small they are.

Wealth is built not by luck: 

but by diligence, discipline, and wisdom. 

An ordinary salary can be a launching pad for greater wealth. 

Boniface Amani Gichina (CPM)